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Health Insurance

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Follow 3 simple steps to get the best health insurance in Abu Dhabi in a few mins

1
Get quotes

Fill out a simple form with your requirement to get quotes from the best health insurance companies in Abu Dhabi

2
Compare & Choose

Compare health insurance plans and choose a policy that suits your requirement.

3
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Choose your preferred payment method and get your policy within minutes

Things to consider when choosing a health insurance company in Abu Dhabi

best health insurance in abu dhabi

Price

Compare prices from multiple health insurance companies in Abu Dhabi to ensure that you get a fair price.

medical insurance abu dhabi

Coverage options

Understand the features and benefits of each plan and decide what suits your requirement best.

Claims Handling

The insurer's reputation for handling claims is one of the most important criteria & should be considered when buying health insurance in Abu Dhabi.

When you buy with BuyAnyInsurance, all this legwork is taken care of by our health insurance experts who have been serving the Abu Dhabi market for 15+ years. All you need to do is just visit our website and fill out your requirement in a simple form or give us a phone call.

Why buy health insurance in Abu Dhabi with BuyAnyInsurance?

  • You can save time and money by comparing quotes from multiple health insurance companies in Abu Dhabi from the comfort of your home.
  • Get assistance from Insurance experts that have more than 15 years of experience in the Insurance industry in Abu Dhabi.
  • For us customer is king. Our experts work towards getting you highly personalized plans with maximum benefits and the lowest prices.
  • We’ve partnered with some of the best health insurance companies in Abu Dhabi.
  • You're guaranteed to get honesty, integrity & transparency from us at all times.
  • From getting quotes to processing claims, get end-to-end assistance from our experts.
  • You don't have to wait for days and weeks to get your policy. With us, you get it instantly.
  • At the time of filing a claim, you don’t need to run around and deal with the nitty gritty. Get assistance from our experts who guide you step by step through the whole process.
best health insurance in abu dhabi

Best health insurance companies in Abu Dhabi:

There are many health insurance service providers in Abu Dhabi that you can choose from -

  • Al Hilal Takaful / Yas Takaful
  • Salama Islamic Insurance
  • Takaful Emarat
  • Dar Takaful
  • Noor Takaful
  • Orient Unb Takaful
  • Aman Insurance
  • Abudhabi National Takaful
  • Adnic
  • Saico - Daman
  • Al Buhaira Insurance
  • Al Ittihad Al Watani
  • Al Sagr Insurance
  • Arab Orient
  • Ascana
  • Axa
  • Daman
  • Dubai Insurance
  • Emirates Insurance
  • Fujairah Insurance
  • National Life And General
  • Ngi
  • Oman Insurance
  • Qatar Insurance
  • Rak Insurance
  • Union Insurance
  • United Insurance
  • Dnirc
  • New India Assurance
  • Medgulf
  • Oriental Insurance
  • Arabia Insurance
  • Metlife
  • Expacare
  • Hanser Merkur
  • Aetna
  • Allianz
  • Bupa
  • Now Health
  • Morgan Price
  • Maxhealth
  • Cigna

Benefits of buying health insurance with BuyAnyInsurance

  • Expert support

    From getting quotes to processing claims, leave it to our experts with 15+ years of experience to handle the nitty-gritty of insurance.

  • Save Time and Money

    Compare different policies from top health insurance companies on your device, from anywhere.

  • Trusted Partners

    To ensure that you get the best, we’ve partnered with the best health insurance companies.

  • Transparency

    Pay directly to insurance companies so you know what you pay and to whom.

What is health insurance?

Health insurance, like most insurance, provides protection for your wellbeing. Like car insurance, it is mandatory in the UAE. This ensures that citizens and residents are provided for in case of medical emergencies.

Furthermore, in Abu Dhabi especially, employers are expected to provide basic health insurance as part of the employment contract. This basic minimum requirement of health insurance, Essential Benefits Plan (EBP), falls under the Abu Dhabi Health Authority. It is also the minimum requirement for resident visa approval, and the sponsor must apply for it for their family members.

Citizens have the choice of applying for private health insurance or national health insurance, SAADA. These are offered by the government of Abu Dhabi and are regulated and supervised by the Abu Dhabi Health Authority. This option is also available to UAE citizens, working or residing in Abu Dhabi.

Types of health insurance

The different kinds of health insurance plans available in Abu Dhabi are -

1
Individual insurance plan

Health insurance plans can be acquired for individuals alone. Depending on pre-existing conditions, the nature of work, and additional features added to a policy the premium can be as high and low as the individual requires. It has various benefits like - cashless hospitalization, pre and post hospitalization, emergency medical services etc.

2
Family insurance plan

Family plans cover a set number of family members and can be quite budget-friendly depending on how much coverage is demanded. The medical insurance providers keep in mind the needs of children and maternity requirements are also covered. Under this plan the sum assured is shared by all the family members covered in the policy.

3
Group /Employee Insurance Plans

Abu Dhabi is one of the biggest commercial hubs of the UAE. If you are an employer, then it is your responsibility to provide insurance to your employees. These plans are specially designed to include and exclude your employees as and when they join or leave the company. Usually group insurance plans have low premiums due to the low risk involved.

4
Critical Illness Insurance Plans

A critical illness health insurance covers various critical illnesses that are usually not covered in a basic health insurance plan. The treatment can be really costly and it may require frequent doctor visits, hospitalization, lab tests and x-rays etc. which means you’d have to invest a lot of money. But when you are covered under the critical illness insurance plan, you can be at peace.

5
Senior Citizen Insurance Plans

This is a really popular health insurance plan in the UAE, especially Abu Dhabi. These plans are specially designed for the needs of senior citizens (people above the age of 60 years). Keep in mind that insurance providers providing these plans might be less, as senior citizens tend to fall ill and have a lot of health issues. But you can easily compare quotes online on BuyAnyInsurance.

Health insurance policy inclusions

Since health insurance is closely monitored by the Insurance Authority of UAE, certain criteria need to be followed by all insurance companies in their policies:

  • Pre-existing diseases and health illnesses
  • Pre & post hospitalization
  • In-patient hospitalization costs
  • Ambulance fees
  • Health check-ups
  • Day care procedures
  • Hospital room cost
  • Vaccinations & inoculations
  • Newborn or maternity
  • Medication
  • Donor expenses in case of organ transplantation

Health insurance policy exclusions

Though predominantly inclusive of most medical procedures, there are some exclusions to health insurance policies that are outlined. These are not provided for under insurance but can be gotten by additionally paying for them. However, the cost will not be compensated.

  • AIDS, terminal illnesses, and some other diseases of a similar nature
  • Non-allopathic treatment
  • Plastic/cosmetic surgery, sex change, hormone replacement, etc
  • Injuries caused by terrorism/war/suicide attempt/nuclear activity
  • Straightforward exclusion of expenses incurred for maternity unless a maternity rider has been added in the online medical insurance policy
  • Medical treatments for obesity

What factors affect the price of health insurance in Abu Dhabi?

The following factors have an impact on the price of health insurance plans:

  • Applicant’s age
  • Geographic location
  • Body mass index
  • Occupation
  • Tobacco usage
  • Medical history
  • Pre-existing medical conditions
  • Policy tenure
  • Individual vs. family enrollment

Comparing health insurance plans in Abu Dhabi? What you need to know:

When comparing health insurance plans in Abu Dhabi, it is helpful to keep the following in mind:

1

Shortlist plans based not only on price but also on the unique features and benefits offered by the plan.

2

Make sure to check the inclusions and exclusions in detail.

3

Go through reviews of the insurance provider online.

4

Look at the claim settlement ratio of the provider when comparing different health insurance plans online in Abu Dhabi.

Documents required to file a claim for health insurance

If you want to claim a reimbursement for your health insurance, then these are the documents that you need to submit:

  • Claim reimbursement form of the Insurance company that you bought the policy from – duly filled and stamped with signatures.
  • Original copy of the medical invoices and bills that are to be reimbursed. These include all kinds of pharmacy receipts, ambulance bills, and any other expenses being filed for reimbursement.
  • Diagnostics and lab test reports if any.
  • A copy of the policy
  • Banking details of the insured

    Additionally, you may need the following documents-

       1. Referral letter from your doctor.

       2. Any other document requested by the insurer.

FAQs

Is health insurance mandatory in Abu Dhabi?

Yes, it is. The UAE government is so dedicated to health insurance for everyone that they have government-sponsored health ...
Yes, it is. The UAE government is so dedicated to health insurance for everyone that they have government-sponsored health insurance available for residents and nationals alike.

Should I disclose my pre-existing conditions?

Yes. It is true that pre-existing conditions, including maternity care and chronic pain, are not covered in health insurance ...
Yes. It is true that pre-existing conditions, including maternity care and chronic pain, are not covered in health insurance policies in the first six months. However, if you fail to disclose a pre-existing condition it can deem your entire policy null and void. Insurance providers determine your policy according to your specific needs.

Can I cancel my health insurance in Abu Dhabi without any charge?

There is a provision in Abu Dhabi that offers a grace period in which a policyholder can cancel their policy and get their full ...
There is a provision in Abu Dhabi that offers a grace period in which a policyholder can cancel their policy and get their full premium back. This, of course, is only possible if the policyholder has made no claims on that policy.

What is the health insurance eligibility criteria in Abu Dhabi?

Eligibility criteria for medical insurance in Abu Dhabi may vary depending upon the plan opted for. However, as a thumb rule, ...
Eligibility criteria for medical insurance in Abu Dhabi may vary depending upon the plan opted for. However, as a thumb rule, every national and UAE resident is eligible to have the best medical insurance.
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