Buy Home Insurance Online Dubai | BuyAnyInsurance UAE

Get a Quote

Find amazing deals from the best home insurance companies in the UAE

Home Insurance covers your home against damages due to fire, theft, natural calamities etc. You may choose Building Insurance or cover for your personal contents in your home or both depending on your requirement. BuyAnyInsurance offers you a platform to compare home insurance policies from different insurance companies and choose one that suits your requirement.

Let's get started

Get home insurance in a few minutes

Get quotes

Fill out a simple form with your requirement to get quotes from the best home insurance companies.

Compare & Choose

Compare home insurance plans and choose a policy that suits your requirement.

Buy & Sit back

Choose your preferred payment method and get your policy within minutes

What all does home insurance usually cover?

Home insurance may usually cover the below depending on the type of policy chosen:

Building Cover
Against fire, natural calamities, accidental damage, or breakage of fixed & sanity, fixtures & more.
Contents Cover
Against fire, explosion, lightning, earthquake, any other natural calamity or falling of installed objects & loss or damage to contents while in transit.
Worldwide personal belongings Cover
For your valuable belongings: passport, driving license, legal documents, jewellery, watches, musical, sports & portable equipment & more.
Owner & Occupiers Liability Cover
Insurance coverage against any claim made against you & your family.
Tenant's Liability Cover
To protect a tenant held legally liable for damage to the landlord's premises.

Why Buy Home Insurance Through BuyAnyInsurance?

All information that you need is provided within seconds. BuyAnyInsurance allows you to compare quotes from the best home insurance companies in seconds saving you time and money.

We take our privacy policy and customer satisfaction very seriously. None of the information you give to BuyAnyInsurance is ever shared.

Our team with 15+ years of experience in the insurance industry is always available to assist you.

BuyAnyInsurance is completely free to use. There are no hidden costs, and no overt charges; you can compare as many insurance policies as you’d like. It is unconditionally free.

About Home Insurance

Home Insurance

A home is more than four walls. It is a place where you build a life with your family. After a tough day at work, it is a sanctuary where you can unwind. Making a space into a home is expensive. You require the right kind of furniture, the right kind of decorations, and appliances. A home is also where you store your most valued possessions, like artifacts, jewelry, important documents, or things that hold sentimental value to you. Home insurance helps you to protect your investment in the property from unforeseeable damage.

What does a home insurance policy provide?

Comprehensive coverage against accidental damage, fires, or breakages.

Coverage against damage caused by natural disasters such as earthquakes, lightning strikes, dust storms, etc.

Liability covers against any claims for the owner and occupier of the insured property.

Coverage of legal liabilities for the tenant against any damage to the landlord's property.

Types of Home Insurance

There are three types of home insurance plans available in the UAE -

Building Insurance

As the name suggests, this type of home insurance covers the basic structure of the building and pays for the repair and rebuilding claims against the property. It includes everything from the walls, floors, fixtures and fittings, the garage, gates, backyards, and fences. The damage to the property could be from intentional acts of spiteful vandalism, fire, or even natural disasters.

Home Contents Insurance

Home Contents Insurance covers accidental damage, theft, and fire damage to the personal property in your home. It can include appliances, furniture, paintings, art installations, and electronics. Building insurance does not cover these items. They do not come with the property's structure but are additional features. They are usually purchased and installed by the owner or tenant.

Personal Belongings Insurance

Building insurance doesn't cover the contents of the house. Similarly, home content insurance doesn't cover certain personal items like - personal clothing, jewelry, accessories, and credit cards. Personal Belongings Insurance covers these in case of damage or burglary. A few insurance providers offer policies where personal belongings insurance provides cover in case of financial fraud on credit/debit cards issued in the UAE.

Things to consider when selecting a home insurance service provider

Price

Compare prices from multiple home insurance providers to ensure the rate your home insurance provider is charging you is fair enough.

Coverage options

Homeowners should ensure they understand what kinds of cover they need and find an insurer who provides it.

Claims Handling

The insurer's reputation for handling claims is one of the most important criteria & we should consider this when we buy any home insurance.

We work with leading home insurance companies in the UAE

BuyAnyInsurance has partnered with the leading home insurance companies in the UAE. Our experts have more than 15+ years of experience in the insurance industry which means you are in good hands.

Compare quotes from multiple insurance companies and buy online in minutes or call us at 800 765 429 for assistance.

Get a quote

Our Trusted Insurance Provider Partners

Our customers are talking about us for all the good reasons!

4.9 out of 5

603 reviews on Google

I have not only secured my home by taking Home insurance but also have secured valuables such as jewelry, electronic equipment, furniture, and many ot...

Quresh Gohria

Very good response by BuyAnyInsurance Team. They explained everything & helped me to buy the insurance in a few minutes from their website.

Mahmoud Edris

I bought house insurance from BuyAnyInsurance, and it was offered along with a lot of different coverage options. Good Customer service support. They...

Mouafak Baghdadi

We are here to help!

Visit Help Center

How to file a claim for your home insurance?

It is advisable to start your claims process as soon as possible. You may approach the insurance company directly via email or call. You also have the option of visiting our website and submitting the claim form or calling our helpline at 800 765 429.

You may need to submit a police report in cases of theft, burglary, or malicious damage to your property along with photographic evidence in case of damages. All digital pictures are time-stamped which will strengthen your claim.

Depending on the claim, the following documents may be required when filing a claim for home insurance.

In case of a fire, you may need a report from the fire department.

For disabilities, or in the event of a death, the medical reports and death certificate signed by a medical officer may be required.

Police investigation report in cases of burglary, malicious damage, etc.

Invoices of personal content maybe needed in some cases.

In cases of repair work, an estimate or an original invoice of the repair work may be needed.

If the case went to court, you need a copy of the court summons and its eventual outcome.

FAQs

Are personal belongings covered outside the home too?

Home Contents Insurance only covers personal items within your home's confines. It includes all electronics, appliances, and ...

Home Contents Insurance only covers personal items within your home's confines. It includes all electronics, appliances, and furniture because they rarely leave home. Things like portable cameras, laptops, and sports gear which are regularly taken out of the home for use, are not included. To ensure the safety of those, you will have to take out a Personal Belongings Insurance policy.

Do I have to get home insurance if I'm only renting?

It isn't mandatory to get home insurance if you're renting, but it will be helpful. When you rent an apartment, you need to ...

It isn't mandatory to get home insurance if you're renting, but it will be helpful. When you rent an apartment, you need to understand that only the building's structure is insured, not your belongings or the content of your home.

If you intend to live in the UAE for a considerable time, you should look into insuring your home's content and personal belongings. If they get damaged, you will have to pay for replacements through your pocket, which is inconvenient and devastating at worst. Is that a risk you're willing to take?

How do excesses and deductibles affect my claim?

Excess, or deductibles, is a set amount that the insurance holder has to pay before the insurance company compensates the rest ...

Excess, or deductibles, is a set amount that the insurance holder has to pay before the insurance company compensates the rest of the claim. Insurance companies enforce this so the policyholder will practice diligence towards home maintenance and the general up-keep of the property.

The formula is simple – the higher the excess the lower the premium. Though higher excess might make sense in the short term because they lower the premium significantly it is not recommended for the long term. Reason being you’ll have to pay a greater amount out of pocket in cases of higher excess. So if you want the insurance company to pay more of the claim go for lower excess.

Is my home still covered if I'm away on business or holiday?

Unoccupied properties are at greater risk of theft, burglary, or damage due to malicious vandalism. However, the property is ...

Unoccupied properties are at greater risk of theft, burglary, or damage due to malicious vandalism. However, the property is still insured for up to 30-60 consecutive days without being occupied, depending on the terms of your insurance policy. Remember that the claim will become harder the longer the property remains unoccupied and will be completely rejected if the tie period is extended beyond 60 days.

How much coverage is adequate coverage?

It depends entirely on your unique case. Factors such as the location of the building, how big or small it is, extra features ...

It depends entirely on your unique case. Factors such as the location of the building, how big or small it is, extra features such as a large garage, a basement, or a swimming pool are also included, as well as how much you want to cover, especially home contents and personal belongings. Another factor that adds to the coverage is whether you will use the property personally or put it up for rent.

Each case is unique, and the buyer's needs will greatly affect what is covered. Only those aware of the location of the building and its surroundings will know just how much coverage is adequate.