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Driving Without Car Insurance? Things That Could Go Wrong

Written by Wasim

Car insurance is a legal requirement for a reason. The whole point of mandatory insurance is to protect the citizens from having to suffer significant financial losses for damages caused in an accident. So even if you’re trying to economize, it is essential to allocate money to pay your yearly premiums. Getting caught driving without car insurance will most definitely result in hefty fines, suspensions, among other unpleasant repercussions. Let’s take a look at some of those repercussions:

Things That Could Go Wrong

Consequences Following An Accident

Getting caught driving without car insurance, even if you haven’t had an accident can lead to severe consequences. However, if you’re involved in an accident, the situation is much more severe.

You Can Be Sued

Car insurance protects you if you’re at fault during an accident. Your coverage pays for damages to the other party’s vehicle along with bills related to injuries. This is why each Emirate requires drivers to carry a minimum amount of coverage.

However, if you don’t have any car insurance and cause an accident. The other driver can sue you for damages and injuries. Depending on the severity of the accident, you could end up having to pay a fine.

In addition to the financial obligations resulting from a court case, you’re also subject to other repercussions. You could even end up facing jail time. This will add more stress to an already complicated situation.

Expensive Fines

What is the fine of no car insurance in UAE?

Most people think driving without insurance will only result in a small fine but that is not the case.  The same rules for license suspension apply to uninsured driving. The fines go up for multiple offenses.

Each Emirate has its own rates, the fines will vary depending on your location. Getting insured is cheaper than the amount you will pay if you get caught driving without insurance.

FAQs

Is it legal to drive without car insurance in the UAE?

No, driving without car insurance is illegal in the UAE. You must have to get at least third-party car insurance for legally driving on the roads of the UAE.

How long can you go without car insurance before being penalized in the UAE?

You can be caught by the traffic police at any point of time, and they have the authority to impound your car, award black points, and charge some financial penalty.

Related Articles:

A to Z Guide: Everything you need to know about driving a car in Dubai

Calculate Car Insurance Premium Online in the UAE – BuyAnyInsurance

Car Insurance Cover in the UAE


Originally published Jun 27, 2019 17:24:00 PM, updated Apr 19, 2024

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